Travel tip #23: What are the best travel insurance options?

When planning your next holiday, make sure you’re sufficiently insured. Travel insurance scopes vary per policy and you want to avoid unpleasant surprises down the line. You flight-delayed team has prepared an overview of different insurance policies.

What you need to know about travel insurance

Several factors are to be taken into account when choosing the right travel insurance. Here are a few basic terms.

Annual Travel Insurance

An annual travel insurance covers you the whole year through. This type of insurance is especially handy for frequent travellers and journeys longer than 3 weeks.

Short-term insurance

For those aren’t frequent travellers, a short-term insurance is often cheaper. This also applies to journeys shorter than 3 weeks.

In general annual travel insurances are the best option as they save you the cost and trouble of having to book an extra insurance for every trip you make. This way even the spontaneous city trip is covered.

Supplementary insurance.

Which travel insurance is best suitable for you depends on various aspects, such as your travel destination. You could opt for special insurances covering winter sports or any other sport activities with a high risk of injury.  Make sure to read the fine print in order to avoid rude awakenings. Your health insurance provider may also offer special travel packages. In addition, travel operators offer cancellation insurance should you not be able to travel due to emergencies.

Most travel insurances can be booked online. Visit www.comparethemarket.com to compare the different travel insurances

 

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